In recent years，rapid urbanization and global warming have led to frequent and severe rainstorm and flood disasters in the Sichuan-Chongqing region. This change will not only have a serious impact on the ecological environment and socio-economic development of the area，but also significantly increase the pressure on urban infrastructure and threaten the safety of people's lives and property. Therefore，it is particularly important to scientifically and accurately analyze the disaster risk of rainstorm and flood in Sichuan-Chongqing region in the past and future. This paper utilized daily precipitation data from 50 selected meteorological stations in the Sichuan-Chongqing region，precipitation data from 5 CMIP6 models，gridded population and economic data under Shared Socioeconomic Pathways（SSPs），as well as DEM and land use remote sensing data. Firstly，using Tay‐ lor diagrams，quantitative indices（S），and standardized anomaly sequences，the study evaluated the simulation performance of 5 individual CMIP6 models，an equal-weighted aggregation of 5 models（EWA-5），and unequally-weighted aggregations of 5 models（UEWA-5）for five selected extreme precipitation indices. Then，by building a comprehensive risk assessment model of rainstorm and flood disaster based on disaster risk and vulnerability of disaster bearing body，the study conducted risk assessments，future projections，and comparative analyses of rainstorm and flood disasters during baseline（1995-2014）and future near-term（2025-2044）and long-term （2045-2064）periods under three different climate change scenarios（SSP1-2. 6，SSP2-4. 5，SSP5-8. 5）. Results indicated：（1）The EC-Earth3 model performed best in simulating the five extreme precipitation indices，with correlation coefficients between simulated and observed values of 0. 78 for R95p，0. 90 for RX1day，and 0. 77 for RX5day. Overall，the simulation performance of UEWA-5 exceeded that of EWA-5.（2）During the baseline period，central Sichuan exhibited high values for the five extreme precipitation indices，followed by eastern Sichuan and Chongqing，while western Sichuan showed lower values. The year 1998 recorded peak values for all five indices，with a maximum single-day precipitation of 86 mm for RX1day and an intensity（SDII）value of 11. 3 mm·d-1.（3）In future periods，the five extreme precipitation indices display a spatial distribution characterized by higher values in central regions and lower values around the periphery. Higher levels of social vulnerability and radiative forcing correlate with larger values of extreme precipitation indices. Comparing the two future periods，values of the indices are larger in the long term，notably with R95p averaging 846. 8 mm，an increase of 169. 2 mm compared to the near term.（4）During historical periods，areas with higher comprehensive risk of rainstorm and flood disasters were concentrated in central Sichuan and downtown Chongqing. In the two future periods，the high and moderately high-risk areas in central Sichuan are expected to expand，while the moderaterisk areas will shrink. The range of low-risk areas in the western Sichuan Plateau will also decrease，and the risk levels in southern Sichuan and eastern Sichuan-Chongqing border areas will respectively decrease to moderatelow and low-risk zones. Comparing the two future periods，the range of moderately high and moderate-risk areas in central Sichuan is expected to expand，while southwestern Chongqing will transition to a moderate-risk area in the long term. Other regions will generally maintain their original risk levels. Changes in disaster risk levels in the Sichuan-Chongqing region are less pronounced with increasing social vulnerability and radiative forcing，especially in the western Sichuan Plateau and northeastern Sichuan，where changes in disaster risk levels are mini‐ mal. The study results can provide important references for reducing disaster risks，enhancing emergency response capabilities，and making scientifically informed decisions for disaster prevention in the Sichuan-Chongqing region.